lending

Leverage parameterized MDM to change Go-No-Go credit rules, deviation rules, and investigation rules on the go.

Define clear criteria for loan eligibility based on various borrower characteristics (income, credit score, debt-to-income ratio, etc.)

The parameters used in the credit rules can be easily adjusted, allowing lenders to adapt their risk appetite and credit policies as needed.

Parameterized credit rules provide a clear and transparent framework for loan decisions.

Process multi-bank statements to automate transaction categorization and detect fraud patterns across various banking formats.

Analyze cross-bureau credit data to deliver consolidated insights and automate credit score interpretation across multiple formats.

Leverage intelligent pattern recognition to identify early warning signals and assess risks through historical data analysis.

Complete stage visibility ensures comprehensive tracking and monitoring of all process steps.

No scrolling design provides an efficient and user-friendly interface for seamless navigation.

Start, pause, and resume capabilities from any stage offer maximum flexibility and control over the journey.

Modern and simplified interface delivers an intuitive and streamlined user experience that enhances productivity.

Intuitive drag-and-drop builder to design, modify, and deploy lending workflows effortlessly.

Pre-built templates & real-time validation for faster credit approvals and seamless compliance.

Dynamic, adaptive forms with field-level validations and conditional logic for a smooth user experience.

Enable seamless application process for multiple products through a single, integrated journey that streamlines the user experience.

Provide comprehensive progress tracking functionality that clearly indicates required information and documentation at each application stage.

Offer flexible completion options allowing applicants to proceed through the application process at their preferred pace and convenience.

Speed up onboarding with fully compliant KYC journeys that significantly reduce processing time.

Lower costs by using remote verification to minimize Customer Physical Verification (CPV) expenses.

Seamlessly adapt with ready-to-use digital KYC options, including eKYC, Video KYC, Assisted KYC, and Walk-in KYC.

Leverage dynamic scoring models that automatically adapt weightages based on historical performance and evolving risk patterns.

Evaluate risk comprehensively by combining traditional parameters with alternative data points, including digital footprint and transaction patterns.

Customize scorecards in real-time based on product, segment, and geography with automated handling of deviations.

Automated credit assessment with financial analysis, risk insights, and decision-ready credit memos.

Smart document verification with built-in compliance, exception handling, and faster approvals.

AI-driven sales assistants for personalized product recommendations, instant quotes, and guided selling.

Gain real-time visibility into user journeys to uncover drop-off points and optimize engagement.

Leverage data-driven insights to refine experiences and drive higher conversion rates.

Continuously monitor, analyze, and improve customer interactions for seamless digital experiences.

100+ Ready connectors to fetch, extract and utilize data from various systems including National ID system, Tax systems, LOS, credit card, core banking, credit rating bureaus, social and more.

Codeless configuration with more than 50 out-of-the-box patterns.

Make full use of multi-app capabilities with restful web services which can share data with any external application and support 2-way bidirectional integration.