Risk Assessment & Rating

Increase year on year

active risk ratings

Design and automate complex risk rating models

Be ready for change

Bring in designer driven, modular engines and parameter-based model configurators
Configurable for any industry, group entities and size

Serve small businesses to large corporate on a unified rating platform with industry agnostic processes and templatized ratio modelling.
Manage financial data

Generate financial templates, create, and use custom ratios, convert, and consume multiple currencies, leverage the full potential of financial data.
Own your models

Create your own competitive differentiator by designing your own rating models with real life workflow replication and simplify complex processes.

BUSINESSNEXT recognized as a Leader

Forrester Wave™ Financial Services CRM, 2023

Forrester's comprehensive evaluation of financial services CRM providers against 39 criteria includes BUSINESSNEXT as a leader, securing highest scores for the top five evaluation criteria below

Prospecting and Outreach
Lead Generation and Prioritization
Customer Insight and 360 View
Account Opening
Customer Self-Service and Engagement Capabilities

Read the report

AI Driven

Risk Assessment & Rating

End to end borrower processing

Create, import borrowers with proper checker processes and validations, fully compliant with government regulations.
Configure processes to any industry, group entities, size and manage multiple countries.
Analyse different rating behaviour scenarios on different nature of borrowers incl. greenfield entities to operational entities.

Leverage the maximum potential of financial data

Easily upload financial data with smart, guided template suggestions
25+ pre-built models, with the flexibility of creating custom models through zero code, rating designer with minimal training
Quickly validate borrower data and download financials in excel.

Create your own business differentiators

Use powerful business rule engine to design proprietary and unique rating models.
Enable automatic triggering of ratings based on custom criteria, for instance, external rating downgrade, financial spreads etc.
Input risk rating parameters including financial ratios, industry risks, market risks, business risks and financial risks

Quickly conduct stress tests and analyse impacts

Easily configure complex mathematical computations for scenario simulations
Execute stress tests against historical datasets and get warning signals early on
Automatically execute model calculation logic for bulk rating execution against sub-portfolios based on specific criteria